Vehicle Insurance

Good vehicle insurance is probably one of the best companions during your journey and an equally good partner in your business. Commercial vehicle insurance helps you complete your journey and also achieve new heights in your business, by all means. Our goods carrying vehicle / Passenger carrying vehicle package policy is one such companion during your journey which covers your legal liability towards third parties for personal injury, death and property damage from any accident involving your vehicles. Your motor insurance with us would mean a peace of mind.

We cover you against various kinds of losses and liability. Get comprehensive coverage for the liability arising out of the third party and the loss or damage to your GCV / PCV.

Commercial Vehicle insurance – key highlights
• Liability to third party
Death of or bodily injury to any person caused by or arising out of your insured vehicle.
• Damage to third party’s property by use of your insured vehicle. Loss or damage to vehicle due to Fire explosion self-ignition or lightening
• Burglary, housebreaking, theft
• Riot, strike
• Earthquake
• Flood, typhoon, hurricane, storm, tempest, inundation cyclone, hailstorm, frost
• Accidental external
• Malicious act
• Terrorist activity
• Landslide, rockslide

What we do not cover in commercial vehicle insurance?
• Any accidental loss or damage and / or liability caused sustained or incurred outside the geographical area
• Loss or damage due to war or nuclear risks
• Consequential loss
• Deductible as stated in the policy
• Loss / damage due to ionizing radiation
• Vehicles being used other than in accordance with the limitations as to use
• Vehicle driven by someone other than the driver as stated in the ‘Driver’s Clause’.
Read commercial Auto Insurance Policy document for more details.